One of the most common reasons loan applications get delayed — or rejected — is incomplete documentation. Here's the exact list you need for a personal loan in Maharashtra.
Identity Proof (Any One)
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
Address Proof (Any One)
- Aadhaar Card (if address is current)
- Utility bill (electricity/gas — not older than 3 months)
- Bank statement with address
- Rent agreement (notarized)
Income Proof
- Salaried: Last 3 months' salary slips + 6 months' bank statements
- Self-employed: Last 2 years' IT returns + 12 months' bank statements + GST registration (if applicable)
Photographs
2 recent passport-size photographs.
What Al-Khair Does Differently
We handle all the paperwork follow-up with the bank on your behalf. You submit your documents once to us — we take care of the rest. No repeated visits to bank branches, no confusing forms.