Last updated: June 2026
The information provided on the Al-Khair Islamic Finance website is for general informational and loan assistance purposes only. Please read this disclaimer carefully before using our website or services.
Al-Khair Islamic Finance is a loan assistance and facilitation service — not a bank, NBFC, or direct lending institution. We help applicants connect with registered banks and financial institutions. We do not sanction, disburse, or guarantee any loan. Approval of any loan application is entirely at the discretion of the lending bank or NBFC.
Submitting an application through our website or office does not guarantee loan approval. Eligibility, interest rates, loan amounts, and tenure are determined solely by the lending institution based on their internal credit assessment and applicable RBI/regulatory guidelines.
The EMI Calculator available on this website is provided for illustrative and planning purposes only. The figures generated are estimates based on user-entered values. Actual EMI, interest rate, processing fees, and total repayment amount will be determined by the lending institution and may differ from the calculated results. These results do not constitute a financial offer or advice.
While we strive to keep the information on this website accurate and up to date, we make no warranties or representations of any kind — express or implied — about the completeness, accuracy, reliability, or suitability of the information. Any reliance you place on such information is strictly at your own risk.
The content on this website does not constitute professional financial, legal, tax, or investment advice. We strongly recommend consulting a qualified financial or legal advisor before making any financial decision. Al-Khair Islamic Finance shall not be held liable for any financial loss or damage resulting from decisions made based on website content.
Our website may reference or link to third-party websites, products, or services. These links are provided for convenience only. We do not endorse, control, or take responsibility for the content, privacy practices, or operations of any third-party website. Accessing such links is entirely at your own risk.
The processing charge of ₹1,750 mentioned on this website is a bank-levied administrative fee. This charge is non-refundable once the loan file is submitted for processing, regardless of whether the loan is ultimately approved or declined by the bank.
Loan processing timelines (24–72 hours mentioned on this site) are indicative estimates and may be affected by bank working days, document completeness, applicant credit profile, RBI guidelines, and other factors beyond our control. We do not guarantee specific timelines.
We reserve the right to modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to this page. Continued use of our services implies acceptance of the revised Disclaimer.
If you have any questions or concerns about this Disclaimer, please contact us at info@alkhaircooperative.in or call 9163921883.
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